Best Digital Bahi Khata & Ledger App | OkCredit
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Digital India ka

Digital Udhar Bahi Khata

Keep track of receivables and payables. Make collections simpler and faster.
OkCredit digital bahi khata

Multi - Language Support

Choose from multiple local languages to communicate with your customer

Collection Reminders

Save the hassle of manual collections with timely reminders via free SMS and WhatsApp


Reports and Account Statements

Access all your reports and statements on any device, anytime

100% Safe and Secure

Online and local backup of data ensures 100% safety

Spread across 2,800 cities

Our team

We hire people with a broad set of technical skills who are ready to take on some of technology's greatest challenges, make real-world impact, and learn cool stuff along the way


Gaurav Kumar

Co-Founder | CPO linkedin-link


Harsh Pokharna

Co-Founder | CEO linkedin-link


Aditya Prasad

Co-Founder | CTO linkedin-link




1. OkCredit is a digital ledger app for small business owners and their customers to facilitate the recording of credit/payment transactions digitally all over India.

2. OkCredit equips merchants with an uncomplicated and secure means of administering credit and debit records for their business conducted on an account basis.

3. It digitises their transactions and documents payment, hence, diminishing the burden of maintaining paper account books aka Bahi Khata.

4. The ability to provide on-demand clarity of the merchant’s record to the shoppers is achievable for the first time.

It is a record that is used to store bookkeeping entries. This entry can include different types of accounts like cash, receivables, expenses, credits & more.

Yes, OkCredit Udhar Bahi Khata App is a free of cost digital bahi khata book for all business owners.

OkCredit is a completely Made in India🇮🇳 Cash Book or Ledger Account Book that helps in managing your len-den khata digitally.

OkCredit is a new way to manage your ledger account book.

Just replace your old bahi khata register and never forget any entry.

Manage Apna khata book digitally to register statements & payments online with this easy-to-use mobile application.

OkCredit is available in 11 languages-

1. English
2. Hindi
3. Marathi
4. Gujarati
5. Bengali
6. Hinglish
7. Telugu
8. Tamil
9. Kannada
10. Malayalam
11. Punjabi

1. ✅ Easy to use - Simple and intuitive user interface for easy navigation.
2. ✅ 100% Free - No Monthly Fees It's completely free to use.
3. ✅ Safe, Secure, Reliable - Only you have access to your data and no one else.
4. ✅ Always Backed Up - Your Hisab-Kitab book data is always available to you just a few taps away.
5. ✅ WhatsApp + SMS Payment Reminders
6. ✅ Online Payment Collection

You can set up your OkCredit account by following these simple steps-

Step 1- 📥Download app from Google Play Store

Step 2- ✅After downloading the App, open its main page, and fill in all required details in a customised format.

Step 3- 🔤Choose your preferred language from 11 language options.

Step 4- ✅ Send quick payment reminders and start collecting due payments from your regular or monthly customers.

OkCredit shop book is suitable for all businesses like:

📱 Mobile Recharge/Repair/DTH Recharge/Mobile Accessories Shop
🏥 Medical and Pharmacy Stores
🛍 Kirana/Provision/Grocery/General Stores
🍛 Chai/Condiments/Juice/Snacks Centre
🧥 Cloth/Garment Stores
🛒 Wholesalers and Distributors
🍇 Cigarette Store, Paan Shop, Fruit Sellers
💸 Microfinance/Personal Credit Bookkeeping

OkCredit is a simple and paperless application & is 100% safe & secure.

Only the registered mobile number along with instant OTP verification is eligible to login.

Contact us

Got a question? Get in touch and we will reach out to you at the earliest.

Work Site

Psi Phi Global Solutions Pvt. ltd.
5th Floor, Incubex HQ, 339, 14th B Cross Rd,
Sector 6, HSR Layout,
Bengaluru, Karnataka - 560102

Working Hours: 9am-9pm